Keith Chen, a behavioral economist and Associate Professor of Economics at Yale School of Management, was recently featured in a TED talks lecture posted in February 2013.

This new research finds that speakers of languages that treat the future as grammatically different than the present (the use of future tense i.e. “It will rain tomorrow”) save less or find it more difficult to save than those speakers whose languages  treat the present and future as grammatically identical (present tense i.e. “It rain tomorrow.”)  This research takes into account a country’s level of development, rate of growth, demographics, social security protections, and speaker’s religion.   Mr. Chen concludes that how language marks time has a strong correlation to how those language speakers save.

What do you think?  Do the ways the English language address the future affect how we think about and therefore save for retirement?