A recent question concerning the best way to ensure Americans have sufficient funds for retirement was submitted to Dan Ariely, a columnist for the Wall Street Journal.  His response-

There are basically two ways to help people have enough money for retirement: getting them to save more and getting them to die younger. The easier one by far is getting people to die younger. How might you achieve this? By allowing citizens to smoke, subsidizing sugary and fatty foods, and making it hard for them to get access to preventative health care. But, when you think about this, it seems like we’re already doing most of what we can on this front.