A recent article in the Wall Street Journal featured steps for getting your 401(k) ready for retirement

Their recommendations

  1. Review your investment mix
  2. Be aware of rate sensitivity on fixed-income funds
  3. Seek variety
  4. Take advantage of IRAs to complement already existing funds
  5. Be aware if your 401(k)s offers Self-Directed Brokerage Accounts
  6. Consider consulting a professional

Are plan participants taking advantage of all the plan’s features as they near retirement?